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Terms and Conditions

Last updated: December 4, 2025

1. Agreement to Terms

By accessing or using AutoSwitch ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our service.

2. Description of Service

AutoSwitch is an AI-powered service that helps users find and compare auto insurance rates from multiple providers. We monitor insurance rates and notify users of potential savings opportunities.

3. User Responsibilities

You agree to:

  • Provide accurate and complete information when using our service
  • Maintain the security of your account credentials
  • Use the service only for lawful purposes
  • Not attempt to interfere with or disrupt the service

4. No Insurance Brokerage

AutoSwitch is not an insurance broker, agent, or insurer. We do not sell insurance policies or provide insurance advice. We are a technology platform that facilitates rate comparisons and monitoring.

5. Accuracy of Information

While we strive to provide accurate information, we cannot guarantee the accuracy, completeness, or timeliness of insurance rates or quotes displayed through our service. Rates are subject to change and may vary based on individual circumstances.

6. Subscription and Fees

Some features of AutoSwitch may require a paid subscription. Subscription terms, pricing, and cancellation policies will be disclosed at the time of purchase. We reserve the right to modify subscription fees with reasonable notice.

7. Refund Policy

If we do not find you $75+ in savings during your first year of subscription, we will refund your subscription fee. Refund requests must be submitted within 30 days of your subscription anniversary.

8. Intellectual Property

All content, features, and functionality of AutoSwitch, including but not limited to text, graphics, logos, and software, are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

9. Limitation of Liability

To the maximum extent permitted by law, AutoSwitch shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the service.

10. Indemnification

You agree to indemnify and hold harmless AutoSwitch and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or relating to your use of the service or violation of these terms.

11. Termination

We reserve the right to suspend or terminate your access to the service at any time, with or without cause or notice, for any reason including, but not limited to, breach of these Terms and Conditions.

12. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify users of any material changes by posting the updated terms on our website. Your continued use of the service after such changes constitutes acceptance of the new terms.

13. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which AutoSwitch operates, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us through our website or customer support channels.